Service Charges
| Sr. No. | Particulars | Quantity | 18% GST on Basic Service charges |
|---|---|---|---|
| 1 | Passbook (Only Saving & Daily Savings Scheme) |
||
| 1 | First Passbook | 1 | Free |
| 2 | Duplicate Passbook | 1 | 30 |
| 2 | Statement of Account | ||
| 1 | Printed Statement | Per Page/Per Account | 5.00 including GST |
| 2 | Statement one-MaillD | Per Account | No Charges |
| 3 | Balance certificate (Deposit A/c&Loan A/C) | ||
| 1 | First certificate | PerCopy | Free |
| 2 | Duplicate original additional copies | PerCopy | 50 |
| 4 | Cheque Book Charges | ||
| 1 | 1st Cheque Book Saving | 15Leaves | 20 |
| 2 | Cheque Book for Current/CC/OD/ODPM Accounts | 24 Leaves | 30 |
| 3 | Cheque Book(For Finance & Purpose) Saving and Current Account | Per Leaves | 100 |
| 5 | Cheque Book Cancellation Charges | ||
| 1 | Saving A/c | Per Cheque | 10 |
| 2 | Current A/c | Per Cheque | 10 |
| 3 | CashCreditA/cs | PerCheque | 10 |
| 6 | Unutilised cheque leaves at the time closure of Account (Finance Purpose) | Per Cheque Leaf | 50 |
| 7 | Stop Payment Charges | ||
| 1 | Saving A/c | Per Cheque | 200 |
| 2 | Current A/c | Per Cheque | 250 |
| 3 | Cash Credit A/cs | Per Cheque | 300 |
| 8 | Attestation Charges | ||
| 1 | Signature Attestation | Per Attestation | 100 |
| 2 | Photo Attestation | Per Attestation | 100 |
| 3 | Address Attestation | Per Attestation | 100 |
| 9 | Duplicate FDR/share certificate | Per Instrument(With In demnity Bond Rs.200/-) | 200 |
| 10 | Account Closed Before 1 Year | ||
| 1 | Saving A/c | 200 | |
| 2 | Current A/c | 500 | |
| 11 | SMS Alert Charges | Flat-Charges Apply quaterly | 15 |
| 12 | Charges for non maintenance of Average quarterly balance (AQB) | ||
| 1 | Minimum Balance Saving Accounts Rs.500.00 No Cheque Book | Quaryerly | 50 |
| 2 | Minimum Balance Saving Account with Cheque Rs.1000.00 | Quaryerly | 100 |
| 3 | Minimum Balance Individuals Current Account Rs.1000.00 | Quaryerly | 200 |
| 4 | Minimum Balance Current Account Rs.2000.00 (For Society) | Quaryerly | 250 |
| 13 | Inter Br.Cash Transaction(For Deposits and CashCredit A/cs) | ||
| 1 | Upto Rs.5 Lakh | Pe rDay | Free |
| 2 | Above Rs.5 Lakh | Per Day | 100 |
| 14 | Token Charges(Loss of Token) | 1 Token | 300 |
| 15 | ATM Card | ||
| 1 | ATM Card Annual Fee | 175 | |
| 2 | ATM Card Fee | 250 | |
| 3 | ATM Card Block and Reissue Fee | 250 | |
| 4 | ATM Pin Regenaration Fee | 50 | |
| 5 | Duplicate Card in case of Card Lost | 300 | |
| 6 | ATM Card Surrender | 100 | |
| 7 | Balance Enquiry At Other ATM | 5 | |
| 16 | ATM Card Transaction | For each trasaction ( Onus and Issuer) after five transation at ATM | |
| 1 | Financial Transaction | Per Txn. | 17 |
| 2 | Non Financial Transation | Per Txn. | 9 |
| 17 | IMPS Transation(For each transation) | ||
| 1 | 1 to 5,000.00 | Per Txn. | 1 |
| 2 | Above 5,000.00 to 10,000.00 | Per Txn | 5 |
| 3 | Above 10,000.00 to 1,00,000.00 | Per Txn | 10 |
| 4 | Above 1,00,000.00 to 2,00,000.00 | Per Txn | 15 |
| 18 | NEFT Charges (Outward transactions) | ||
| 1 | 1 to 5,000.00 | Per Txn | 1 |
| 2 | Above 5,000.00 to 10,000.00 | PerT xn | 5 |
| 3 | Above 10,000.00 to 1,00,000.00 | Per Txn | 10 |
| 4 | Above 1,00,000.00 to 2,00,000.00 | Per Txn | 30 |
| 19 | RTGS Charges (Outward transations) | ||
| 1 | Above Rs.2Lakh to Rs.5Lakh | Per Txn | 30 |
| 2 | Above Rs.5Lakh to upto 20Lakh | Per Txn | 50 |
| 3 | Above Rs.20Lakh | Per Txn | 100 |
| 20 | Demand Draft Charges | ||
| 1 | Upto Rs.10,000.00 | Per D.D. | 30 |
| 2 | AboveRs.10,000.00 | PerD.D. | Rs.30.00+Per1,000/-Rs.1.50 |
| 21 | Demand Draft Cancellation Charges | PerD.D. | 200 |
| 22 | CTS- Outward/Inward Cheque Return Charges | ||
| 1 | Saving A/c | Per Cheque | 250 |
| 2 | Current A/c | Per Cheque | 250 |
| 3 | Cash Credit A/cs | Per Cheque | 250 |
| 23 | ECS Clearing Charges | ||
| 1 | ECS Clearing Return Charges | 250 | |
| 2 | Stop Payment of ECS | 500 | |
| 24 | NACH Charges | ||
| 1 | NACH Mandate Registration | ||
| 2 | NACH Mandate Processing | ||
| 25 | Loan From Fee | ||
| 1 | For All Term Loan & Cash Credit loan Application Form | PerForm | 500 |
| 2 | For Gold Loan Application Form | PerForm | 200 |
| 26 | Per-sanction Loan Visit Charges (Term Loan Including Cash Credit Loans) | ||
| 1 | Rs.1Lakh to Rs.5Lakh | Per Visit | 500 |
| 2 | Above Rs.5Lakh to Rs.10Lakh | Per Visit | 600 |
| 3 | Above Rs.10Lakh to Rs.50Lakh | Per Visit | 1000 |
| 4 | Above Rs.50Lakh | Per Visit | 1500 |
| 27 | Loan Processing Fee | ||
| 1 | Processing Fee Charges | 1% of Sanctioned Loan Amount | |
| a | #Minimum Charges | 500 | |
| b | #Maximum Charges | 10000 | |
| c | ##For Gold Loan | 0.25% of sanctioned loan amount | |
| 28 | CIBIL Charges | 300 | |
| 29 | CERSAI Charges | 100 | |
| 30 | Cash Credit-TOD/Review/Renewal Process Fee Charges | ||
| 1 | UptoRs.5Lakh | PerReview PerYear | 2000 |
| 2 | AboveRs.5Lakh to Rs.10Lakh | Per Review Per Year | 2500 |
| 3 | AboveRs.10Lakh to Rs.25Lakh | Per Review Per Year | 3000 |
| 4 | Above Rs.25Lakh to Rs.50Lakh | Per Review Per Year | 4000 |
| 5 | Above Rs.50Lakh to Rs.75Lakh | Per Review Per Year | 5000 |
| 6 | Above Rs.75Lakh to Rs.1Cr | Per Review Per Year | 6000 |
| 7 | Above Rs.1Cr | Per Review Per Year | 7000 |
| 31 | Solvency Certificate | ||
| 1 | Upto Rs.1Lakh | Per Certificate | 1000 |
| 2 | Above Rs.1Lakh to Rs.5Lakh | Per Certificate | 1500 |
| 3 | Above Rs.5Lakh to Rs.25Lakh | PerCertificate | 2000 |
| 4 | Above Rs.25Lakh to 50.Lakh | PerCertificate | 2500 |
| 5 | AboveRs.50Lakh | PerCertificate | 3000 |
| 32 | Vehicle Verification Charges | ||
| 1 | For Tow Wheeler | PerVehicle | 175 |
| 2 | For Three Wheeler | PerVehicle | 250 |
| 3 | For Four Wheeler | PerVehicle | 450 |
| 4 | For Commercial & Heavy Vehicle | PerVehicle | 850 |
| 33 | Locker New Key and Break Open Charges | 10000/-for all Size locker including GST | |
| 34 | Recovery Notice Charges of loan overdue/NPA | ||
| 1 | To Borrower and Guranter-1st, 2nd &3rd Demand Notice | Per A/c | Postage charges + Rs. 200.00 |
| 2 | Advocate Notice | Per A/c | Postage Charges + 1000.00 |
| 35 | Oher Charges | ||
| 1 | No Dues Charges | 50 | |
| 2 | Nominal Member Fee(As Per By-Law) | 200 | |
| 3 | Member Entry fee(As Per By-Law) | 100 | |
| 4 | Share Transfer fee(As Per By-Law) | 100 |